Haoxun (Cliff) Luo graduated cum laude from the University of Washington, Seattle with a Bachelor of Science degree in both Statistics and Economics and a minor in Mathematics. During his undergraduate education, he received distinguished honors in the Economics department and was award UW top 10% students. Cliff also passed the CFA level I test to strengthen his finance background. He interned at Mass Mutual Financial group in Seattle, where he incorporated his analytic skills to allocate wealth to meet clients’ expectations. He also interned at AFX capital in London, where he took fundamental and technical analysis to capture profit in the FX market. Cliff joined the MSCF program to garner in-depth knowledge and quantitative skills to better service financial careers in risk management and asset management from the quantitative aspects.